Category: Business

Business

Why Businesses Create an Expert Community? Consider Intema case and find out more about accelerator project

Let’s take a closer look at the importance of creating a community of specialists and discuss how it helps companies become the best startups to invest in.

Intema has gathered together more than 40 experts in AI and DeepTech technologies from all over the world to build a powerful expert board. Previously some of them used to work for the largest tech giants (such as Google, Shazam, AWS, etc) , AI investment companies, venture capital firms, and the best startup accelerators. Some are academics, some are developers who created solutions worth billions of dollars for the business. The others have over 20 years of deep operational and strategic experience in AI and DeepTech.

Nowadays the Expert Community plays a core role at Intema. Being the most trustful partners, the experts are building up a solid ground for startups, helping them receive assistance in strengthening their business.

Why is creating an Expert Community a good idea?

The basic function of any professional community is to share knowledge and connections. Networking helps to meet business challenges, while communicating with colleagues allows you to be on top of market news and trends at all times and to exchange experience.

The experts can work as mentors for a startup incubator that you might organize. People are always interested in sharing their experience, and many of them will be excited to teach and scale companies that are having an MVP+ but have no idea how to conquer a market.

 

You don’t have to look for 50 executive strategists who worked for Fortune 500 companies. They can be technology and product experts from your companies or business school professors and mentors in your neighborhood.

But it is essential that experts you have selected have extensive experience in the field in which your company operates and are able to inspire young entrepreneurs to grow and help them get startup venture capital.

The expert board elevates the status of your company. Immediately. Can you imagine how your company and your clients skyrocket with the assistance of experts that have raised billions of dollars of investment and implemented the most innovative products in world-known corporate ecosystems. 

Moreover, you will be able to earn money on due diligence to be conducted by experts, and turn it into a separate product.

Discover new opportunities with the help of expertise

What can our expert community teach accelerator participants and other companies that need an expert’s advice?

  •     They will know more about the process of attracting customers through rapid experimentation across marketing channels and product development
  •     Companies will understand how to get angel investors and to negotiate with startup investment firms.
  •     Our clients and accelerator participants will identify the most effective ways to grow a business in the short-term.
  •     They will find out more about innovation models which have allowed companies from many industries to get a better financial result and a great competitor advantage in the market

 

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November 11, 2022
Business

Commercial Loan Demand – a Mixed Bag 

In the current economic environment with rising interest rates and high inflation, it would be understandable if businesses were reluctant to access the credit markets. After all, the price of money has risen dramatically since last year at this time when interest rates were hovering near zero. However, businesses are not shying away from debt and, in fact, are turning to commercial and industrial loans more and more. The commercial real estate market, however, is feeling the pain.

The catalysts for the increase in business borrowing are twofold: a need among business owners for liquidity coupled with soaring payroll costs amid wage inflation. Loan issuance by U.S. commercial banks rose to approximately $2.8 trillion for the week ended Oct. 12, Federal Reserve data in the below chart show.

 

This compares to $2.771 trillion in the week prior. This amount may hover below the pandemic peak of over $3 trillion in business loan issuance, but the milestone was reached in the spring of 2020, fueled by government stimulus funds.

TD Bank is among the financial institutions that are seeing evidence of this trend despite the economic headwinds, chief among which for banks has been rates hovering at their highest rate in 14 years. TD Bank’s Chris Giamo, head of U.S. commercial lending, in an interview with Bloomberg described loan growth as “moderate,” saying,

“Depending on where rates end up leveling off, in certain sectors, you may see flat to low growth, but in others, you’ll still see growth.” 

TD Bank’s business loan book expanded by 2% between May and July 2022 vs. the year-ago period (minus any pandemic-related PPP effect.) Businesses have been hoarding cash from early in the health crisis, as a result of which they are hanging in there today. Nevertheless, small businesses continue to face a perfect storm of a talent shortage, sky-high inflation, and increasing interest rates. Businesses have been resilient in the face of these challenges, and their portfolios are not reflecting the “negative trends,” according to Giamo.

Meanwhile, business loan delinquencies hovered at a rate of 1.02% as of the end of the first half of the year, down from 1.13% at year-end 2021, as per Fed data. They are a far cry from the 4.47% level reached around the time of the Great Financial Crisis.

It’s also possible that small business loans are about to get more affordable for entrepreneurs as Washington, D.C. seeks to prop them up. A spending bill dubbed the Access Business Credit (ABC) Act is designed to incentivize small business owners to take out loans by making them more affordable. The legislation is framed so that community banks could get a tax break on the interest income they earn from issuing small business loans.

Commercial Real Estate Market

Meanwhile, the rising rate environment has taken a toll on the commercial real estate market and multi-family commercial borrowing and lending in particular.

According to the Mortgage Bankers Association (MBA), commercial and multifamily mortgage borrowing and lending are estimated to come in at $766 billion in 2022, a 14% decline vs. 2021 levels. Higher interest rates coupled with economic uncertainty have put a damper on activity in the second half of this year.

Multifamily lending is projected to fall to $455 billion this year, down 7% vs. last year’s all-time high of $487 billion. However, there is a light at the end of the tunnel as the borrowing and lending market should recover next year to $848 billion and $451 billion in total commercial real estate lending and multifamily lending, respectively, the MBA says.

Patrick Carroll, Founder and CEO of a firm that bears his name, told CNBC, “Lending is all but dried up.” He said lenders have no clarity into which direction rents are headed, or rates for that matter. So, they’re on the sidelines for financing, which has brought the commercial real estate market to an abrupt halt.

The scene reminds Carroll of when the housing bubble burst. He believes it’s possible that the real estate market could be headed for another downturn, the proportions of which the industry hasn’t seen since 2008. He believes it’s a debt and financing issue, saying that lenders tend to overextend themselves and forget about bad times.” He warns that bad times are coming.

 

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October 28, 2022
Business

How do I choose the right dental clinic in Singapore?

When looking for a dentist or a dental clinic, it is always important to make the right decision. However, the decision-making process can be tricky as many dentists are available in Singapore. Not getting your oral health checked can lead to major health complications. Also, many of them delay their treatment which leads to more complications. Instead of wasting time, it is important to look for the right dental clinic from the Greenlife dental price list and book a slot. To proceed, you should consider the below-listed parameters and hire a licensed dentist.

  • A Personal Decision 

Do the thought of visiting a well-known and experienced dentist make you anxious? If so, you should first relax and feel like they are your partner. But it will only happen if you visit a licensed and reputed dentist. You can go for routine oral health check-ups and get the right treatment. In that way, you can prevent dental diseases and reduce other health risks like cardiovascular diseases.

  • Get Some Reference From Your Family And Friends 

Most of them need to visit a dentist at some point in time. To start with the research process, you should always prepare a list of potential dentists operating in Singapore. You can start asking your friends, relatives, family members, and other healthcare providers for referrals. In addition, you can conduct online research to find out about dentists in Singapore. Once you have the list, you can call the dentist and book a consultation.

  • Finding Out The Credentials Of The Dentist 

The next parameter is to determine the dentist’s credentials by researching them. It reveals the details of the dentist’s necessary skills, training, and experience. Along with all these details, you should check if they have any history of malpractice or other disciplinary actions. Also, look for training hospitals, medical schools, and certifications to decide whom to visit.

  • The Different Payment Options Available 

Many individuals prefer to use the buy now pay later in Singapore option but not every dental clinic offers this feasibility. That’s why patients must look for the wide variety of payment options available and decide which one to opt for. In this situation, they will have the feasibility to make payments according to their wish.            

  • Finding The Right Insurance Policy 

Buyers should look for the right insurance policy and opt for one they can use whenever needed. Every insurance policy is different, so they have to be careful while getting one. Patients must compare the insurance policies offered by the top insurance companies to make a choice. The best critical illness insurance Singapore will cover all the expenses incurred in your dental check-up.

  • Check The Experience The Dentist Holds 

When visiting a dentist to improve your oral health, the experience of a dentist matters the most. The more years of experience a dentist holds, the better results patients can experience. Over these years, they have handled many patients, which has improved their expertise and skills. That way, they can improve the patient’s health by giving the right medication to them.

  • Evaluating The Communication Style Of A Dentist 

Pick a dental expert with whom you are comfortable discussing your problem and who supports your requirements. You should ask a few questions on your first visit and check their response. Find if they welcome your queries thinking theirs or if they ignore them. Did you feel they are rushing to some conclusion, or will you understand and take care of your needs appropriately? Look for a dentist interested in solving your problem and paying attention to your treatment preferences. That will help in the decision-making process, and you will be able to recover quickly.

  • Is Gender A Concern?

While visiting a dentist, it is important to make yourself feel comfortable. In this regard, many of them might not think of ready to discuss the complexities of the opposite gender. In such a situation, they prefer to go with their gender. Therefore, it helps them to discuss their issues and get the necessary treatment.

  • Going Through The Reviews Written By Patients 

Reading through the review section of the website will help in finding out what patients have to say about the dentist and the treatment. If they are not satisfied, there is no chance of you visiting the clinic. In short, the reviews will give a brief idea of what to do. Also, it becomes easier to eliminate the names of patients who are not up to the mark according to patients they have treated.

The Ending Note

With all the above parameters, patients can easily decide on the dental clinic and the dentist who can offer the right treatment. Besides that, they can look for insurance policies that cover all the expenses while going for an oral health check-up.

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October 11, 2022
Business

EARLSPEST.COM : A collection of interesting information for you

HTTPS://EARLSPEST.COM/ is a collection of interesting information for you which is abbreviated as KOMUK is a blog that is always updated about unique information and the latest interesting news information, today’s news domestically & internationally. Not only that, HTTPS://EARLSPEST.COM/ also presents reviews of the world’s most popular items & products, such as serum, MS Glow, sunscreen, whitelab, implora, azarine, somethinc & other products. The information presented by HTTPS://EARLSPEST.COM/ is varied. starting from pet information, ways or tips on caring for pets, metamorphosis, plants, vertebrate animals, ovoviviparous, mammals, invertebrates, oviparous, omnivorous, invertebrates, carnivores, herbivores from various parts of the world

Various kinds of hobbies are also presented here, such as fishing, traveling, swimming, eating, cooking, unique hobbies, reading hobbies, drawing sports. as well as a collection of the latest information about hobbies.

HTTPS://EARLSPEST.COM/ also presents information about the nearest culinary and tourism around in your area, as well as information on entrepreneurs from various regions in INDONESIA

Various job vacancies are also presented by HTTPS://EARLSPEST.COM/ from various areas of big cities and regencies such as JAKARTA, SURABAYA, MEDAN, BANDUNG, SEMARANG, JOGJA, MALANG, PEKANBARU, BALI, PALEMBANG, LAMPUNG, MAKASSAR, BOGOR, DENPASAR, SIDOARJO, DEPOK, KARAWANG, BANJARMASIN, various job vacancies are presented, ranging from BUMN, PERTAMINA, INDOMARET, COURIER and many more.

HTTPS://EARLSPEST.COM/ also provides various information about music ranging from reviews of traditional and modern musical instruments, musicians, song reviews. Information & history of all about music will be presented here. AUTOMOTIVE & technology news is also presented by HTTPS://EARLSPEST.COM/ which is a pity to be missed by Indonesian automotive lovers. Don’t miss news about travel presented by HTTPS://EARLSPEST.COM/ such as the nearest travel area, nearest travel agent, hotel.

HTTPS://EARLSPEST.COM/ brings you the latest & greatest news

It is undeniable that the latest & latest news is something that is always sought after by netizens because reading news is a positive activity, both to add knowledge and insight. as well as updating knowledge of actual information happening in other regions & countries. such as the current earthquake news or other viral news.

The most searched latest & latest news on HTTPS://EARLSPEST.COM/ are the latest football news, motogp, national news, events, international news as well as the most popular news

What is the use of reading news on HTTPS://EARLSPEST.COM/? Yes, of course, through listening & reading, our ears are trained to know new terms and vocabulary. Besides that, listening & reading make us accustomed to knowing good sentence structure. This is what makes language skills definitely increase with many things that have been read & heard

Product review from HTTPS://EARLSPEST.COM/

The most important thing to do before buying a product so that your choice is not wrong and does not end with feelings of regret is a product review. that’s an important reason & benefit check product reviews before buying.

With the increasing number of new products & goods. make us more confused buying & choosing products. not yet have to look for products that match what we want. buying goods & products is a satisfaction. then we can’t go wrong

Many product reviews are presented by HTTPS://EARLSPEST.COM/ ranging from product reviews of perfect breast masks, scarlet products, acne scar removal, product review services, whitelab product reviews, shrinking pores.

The meaning of a product review itself is a testimonial, in terms of the quality of a product or service based on the owner’s direct experience.

About fashion information

Don’t miss the latest and most comprehensive news about fashion and HTTPS://EARLSPEST.COM/ fashion reviews, from specifications, prices to fashion guides.

Etymologically the word fashion actually comes from the Latin “factio” which means to do. Fashion is a style of dress in a culture or as a fashion. the style of dress is also called by people as fashion

The benefit of fashion itself is that it can express itself and has enormous benefits to convey identity, personality, status, and aura values. fashion can express something that cannot be verbalized.

Information about animals

Caring for animals is a satisfaction for humans, of course, as someone who likes to raise animals, it is definitely fun to read about information about animals on GOOGLE. Therefore, HTTPS://EARLSPEST.COM/ will present news about animals such as snakes, otters, sea monkeys, geckos, iguanas, guinea pigs, sugar gliders, parrots, rabbits, love birds, goldfish, turtles, betta fish, mini hedgehogs, hamsters, cats, dogs and many more news about animals presented by HTTPS://EARLSPEST.COM/

Regarding reviews of various hobbies

Hobby is an activity that is usually done when we have free time or leisure. A hobby is a happy activity where a person is passionate and enthusiastic about doing it. when doing a favorite hobby often time feels very fast because the activities carried out feel very euphoric.

Many about hobbies that will be discussed in this blog. such as hobbies playing games (game play), drawing (drawing), MUSIC (playing music) and cooking. Actually, there are still lots of hobbies that can be found in each individual, of course it can’t be mentioned one by one on HTTPS://EARLSPEST.COM/

Everyone would love to read or hear about hobbies that humans have . HTTPS://EARLSPEST.COM/ emphasizes that hobbies & passions need to be discussed on the HTTPS://EARLSPEST.COM/ blog

Unique and interesting information

The latest unique and interesting information facts , tips, tricks, tutorials are always sought after by netizens to add unique information & insights that were not known before. by hearing or reading unique facts will add to the listener’s knowledge. therefore people are always looking for unique information , HTTPS://EARLSPEST.COM/ will always update unique news & information in the country and abroad which is too bad to miss.

Nearby culinary information

The culinary sentence is actually an English absorption element, namely culinary which means it is related to cooking or cooking activities.

What is the difference between culinary & food? so the difference is culinary is an activity related to cooking as a way of processing food. While the food itself does not have to be processed by cooking.

Actually, culinary & food is something that is related to each other, only the difference is one way. Food is so important in the world every living thing needs food. Without food, humans will find it difficult to carry out daily activities.

Information about culinary & food needs to be known because when traveling, in addition to cultural & natural attractions, food is also a concern. even become the most important part when traveling anywhere. Food is the most important thing in life. All humans cannot survive without food. imagine if in this world there is no food. see the importance of aspects of culinary & food. that’s why HTTPS://EARLSPEST.COM/ is here to update the latest news in the culinary aspect & various kinds of food

Job vacancies

In living life, humans are required to work in order to fulfill their survival. when working, people will receive money or income (salary) which is then used to buy necessities. If you don’t work, people will find it difficult to earn money and make ends meet. HTTPS://EARLSPEST.COM/ understands that work is important. You can find various kinds of information on the latest job vacancies in Indonesia on the HTTPS://EARLSPEST.COM/ blog that suits you, starting from the fields of sales, marketing, administration, IT, design, accounting, etc. many more.

Information about music

The definition of music according to the Big Indonesian Dictionary (KBBI). Music is the art or science of arranging sounds & tones in sequences, combinations, and temporal relationships to produce a continuous composition (sound).

Music is an important thing that must exist in the world, just imagine if humans live without music, it must feel empty, right? see the number of music enthusiasts, both listeners and musicians. HTTPS://EARLSPEST.COM/ is also here to present various information about music for netizens

HTTPS://EARLSPEST.COM/ will also discuss information about music ranging from traditional musical instruments to modern musical instruments. musicians, music artists, works, songs to their creators (song writers). composers, arrangers to various bands, to solo artists, we will not forget to discuss the history of music at HTTPS://EARLSPEST.COM/

HTTPS://EARLSPEST.COM/ is always updated, presenting online media news about music on its blog which is very, very sad to be missed by music lovers in Indonesia.

Auto & vehicle news

Automotive & vehicle news is also featured on HTTPS://EARLSPEST.COM/, various automotive blog majors are also ready to be presented by HTTPS://EARLSPEST.COM/. because we are well aware that technique is something that matters too. or an aspect that must exist on earth. just imagine if life in this world without automotive. surely you already know it, right?

Therefore, never miss automotive news from HTTPS://EARLSPEST.COM/ which will always be updated on our blog. You will find various blog articles about automotive engineering that will always color your day

About technology news

Day by day the development of technology is getting more advanced. even in the year this article was written, there has been a lot of news information about advanced & cutting-edge technology. For example, Tesla. one of the world’s most popular & soundproof electric car brands.

That’s just a small part of the technology news. HTTPS://EARLSPEST.COM/ will share a lot of news of the world’s latest cutting-edge technology which will always be updated on HTTPS://EARLSPEST.COM/’s blog articles

Today’s era has advanced. In progress it is supported by rapidly developing technology.

Don’t miss news information about technology that we will always update here, such as ROBOTS, laser weapons, space tourism, flying cars, clothes folding machines, today’s smartphones. and much more

Information about the nearest travel

Travel is an activity of “traveling” or traveling. a movement of people between geographically distant locations. travel can be done by foot, ship, airplane, bus, boat, train, car, bicycle or by any other vehicle with or without luggage

Traveling can also relieve stress, anxiety and depression. it provides a new atmosphere that takes one out of boredom. but before you go on a trip it would be nice if you first read the travel news on HTTPS://EARLSPEST.COM/ to increase your knowledge of the world of traveling which is very fun to do. traveling is very much liked by people because it can eliminate boredom, eliminate being late, or activities that can be done to entertain yourself

HTTPS://EARLSPEST.COM/ is an information blog to increase your insight into a world that was previously unknown. a variety of information in various categories can be found on HTTPS://EARLSPEST.COM/, it’s really too bad to miss it

That is all from us. Don’t miss out on various informational articles from our writers that will add knowledge and intellectual insight

Final words from HTTPS://EARLSPEST.COM/ “THANK YOU and happy reading”

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September 3, 2022
Business

How to Style for Each Season of the Year and Display Clothing for Easy Organization?

We all know the struggle of trying to organize your closet. How do you know what to wear? How do you know what goes with what? With so many clothes to choose from, it can be hard to figure it out. But there is a way to organize your wardrobe and make it easy to find what you are looking for. In this article, we are going to show you how to wear seasonal clothing so you can coordinate your outfits and make them easy to find. We will also show you some great ways of clothing display case to make your clothing for easy organization.

A lower-quality or old mannequin should only be avoided if there are obvious chips, breaks, or scratches. The quality and reputation of your business would unquestionably suffer if it were apparent that your display had been second-hand. Why not invest more on your display itself and save some money if a used mannequin looks as good as new? Find a trustworthy mannequin distributor, and you won’t have to worry about whether your old or new, name-brand or not, mannequin is of the proper quality for your shop.

How to display your clothing?

There are a lot of ways to organize your clothing. The easiest way is to use a closet organizer. These organizers are designed to hold your clothes in a way that makes it easy for you to find what you are looking for. Another way to organize is to use a hanger. You can use these hangers to hang your clothing in the closet. There are even still other ways to organize your clothing. For some people, it is helpful to use baskets or bins to store clothes that are similar in style. For example, you could use a basket to store all of your summer clothes and a bin to store winter clothes. This way, you will always have an easy way to find the clothes that you need.

Final thoughts

Clothing is one of the most common items that people have to buy. It’s hard to know what to wear and how to organize your clothes. With the seasons changing, it can be hard to keep up with how to style and how to organize your clothing. This article will teach you how each season of the year can be styled and how you can organize clothing for easy access.

Choose an accent colour to use throughout the design of your room to make storage look interesting. One advantage of storage with a glass front is that the inside shelves can serve as the room’s main point to pull the attention in. Fortunately, both men’s and women’s fashion is undergoing a revolution.

No matter what type of store you manage or run, having the proper mannequin is just as crucial as your inventory and styling. Hopefully, these hints and suggestions will guide you in selecting the ideal mannequins for your shop and show you the steps to take to boost sales and build your brand’s reputation.

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September 2, 2022
Business

How to check the review & prices of automobiles

If you are having automobiles or vehicles, then it should be mandatory that you should do their services and maintenance on time otherwise it will create major problems and you have to spend lots of money. When it comes to services and maintenance than people start taking tension about the best company, their prices, and their services. But now they don’t have to take any stress and easily choose the best company for the services of their automobiles. If we talk about the best company, then only one name comes to Select Auto Protect. Yes, Select Auto Protect provides all the services on time and a pocket-friendly budget.

Select Auto Protect has provided all the best services on time to their customers because of their well-trained and professional staff. You can choose our services according to our plans. We provide the plans according to the budget of our customer’s needs. You can check the reviews of our company on our website and our Facebook and Instagram page which was given by our customers. Our customers also talk about our services and plans in their reviews. It will help you in getting good knowledge about our services and plans.

We are glad to know that our customers are liking our services and they tell their friends and relatives about our services and work and they also come and liked our services. We provide 24/7 services to our customers as customer satisfaction was our priority. You can check all this information on our website also given as https://www.phrasemix.com/blog/select-auto-protect-extended-car-warranties-review-and-price. We make sure that our customers are satisfied with our services and they come again for the services. We complete our work on time and never take much time to complete our work. If you do the maintenance on time, then it will increase the lifespan of your vehicle.

Other companies will take time and charge you a lot, but we work on a pocket-friendly budget. We have experienced staff who handle every situation of repairing and solve it on time. We provide a good quotation to our customers and make sure that they will be happy with our services. We make sure that the quotation will fit the customer’s budget. We also provide a 30-day money-back guarantee to our customers so that they will trust us and our services more. Our services are certified by the ASE so you don’t have to take any stress regarding our services.

We make sure that our customers are stress-free and have peace of mind regarding the services of our company. We also provide the option of multiple payments such as Cash, Online, EMI installments, cheques, demand drafts, etc. so that customers can easily pay without having any stress. Our customer satisfaction was our priority, and we try hard to maintain our services from time to time with our experienced employees and make them happy with our services.

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September 2, 2022
Business

Kavan Choksi – How Can You Effectively Manage Bond Portfolios With 4 Methods?

Investing in bonds looks easy and direct. However, a basic rule is to keep in mind to gain profitable returns. It would help if you always went in for the bond that gives you the optimal returns. To the typical observer, it might seem simple with deposit certificates from esteemed financial institutions. In reality, it is not that simple as you need to be aware of four methods to help you manage your portfolios better to give you the yields you deserve!

Kavan Choksi- Four techniques to build wealth with bonds

Business expert Kavan Choksi is a highly skilled and esteemed entrepreneur in monetary instruments and investments. According to him, four methods help you to build wealth smartly with bonds. They are the passive (purchase and maintain) technique, quasi passive (index bond matching) technique, quasi lively (immunization) technique, and the devoted and energetic method.

A glimpse into these four methods 

Before embracing any of the four methods for building wealth, you should know what they each mean and their pros and cons.

Passive purchase and maintenance technique 

In the first method, the passive purchase and maintain technique, the investor aims to optimize their returns on the bonds. Here, the investor shops for the bonds and keeps them until maturity. Their earnings can be optimized for the other exterior profits or re-invested into the portfolio. The fundamental principle is these bonds are secure and predictable.

Indexing bond 

This technique can be called quasi-passive in design because its crucial goal is to supply a threat and return trait to the investor linked to the index query. It has some features of the first technique; however, there is an element of flexibility, too, like supervising a positive inventory market index. It can also be structured in a way where a revealed bond index can be copied, like The Barclays US Mixture Bond Index, a popular index that managers have copied.

Immunization technique

This method has the salient traits of the lively and passive techniques for building wealth with bonds. It implies that the immunization syncs in with the liability period and property to cover the fluctuations in the interest rates.

Energetic bond 

The goal of this method is to maximize the total returns, but at the same time, there are some threats to note. Here, the investor should place his bets long-term over settling for a shorter period.

Business experts state that every method has pros and cons, so it is prudent to know about them before you deploy them for wealth-building needs.

In response to Kavan Choksi, each technique has its professionals and cons. Nevertheless, being conscious of them essentially lets you take pleasure in earnings in the long term. It is vital to perceive the number of dangers you’ll be able to take earlier than investing in bonds to make prudent decisions without worrying about your monetary future! You need always to seek the advice of a funding advisor that can assist you in selecting the appropriate technique for wealth construction.

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August 29, 2022
Business

Applying for a Long-Term Visit Pass? Here’s what you need to know

The Long-Term Visit Pass (LTVP) allows foreign nationals to stay in Singapore for an extended period of time with their family members. The LTVP is issued by the Immigration and Checkpoints Authority (ICA). An LTVP holder has many of the same privileges as a PR, such as the ability to work in Singapore and access public housing. They are also allowed to enrol their children in local schools. However, LTVP holders are not entitled to government subsidies and are not automatically granted citizenship or PR status.

MOM issues Long-Term Visit Pass to certain members of eligible Employment Pass (EP), Single Parent Pass (S Pass), EntrePass, and Personalized Employment Pass (PEP) holders. The pass must be applied by the employee of the main pass holder or an authorized third party for EP and S Pass holder’s dependents. For dependents of EntrePass and PEP, the application must be carried out by the employee of the main pass holder.

Local Public Company

The eligibility criteria for S Pass, EP, and PEP holders for applying for an LTVP

The eligibility criteria for S Pass, EP, and PEP holders are given below:

The Singapore Long-Term Visit Pass (LTVP) allows foreign spouses, unmarried children and parents of Singapore Citizens or Permanent Residents to enter and stay in Singapore for a long period of time.

To be eligible for an LTVP, the applicant must be sponsored by a family member who is a Singapore Citizen or Permanent Resident. The sponsor must also meet certain income criteria.

Spouses and children of Singapore Citizens or Permanent Residents who hold an Employment Pass (EP) or S Pass are eligible to apply for an LTVP. Parents of Singapore Citizens or Permanent Residents who hold a Personalised Employment Pass (PEP) are also eligible to apply for an LTVP.

Tips for Applying Successfully for a Long-Term Visit Pass

The Long-Term Visit Pass (LTVP) allows foreigners to stay in Singapore for an extended period of time, usually for work or family reasons. If you are planning on applying for an LTVP, there are a few things you should keep in mind in order to increase your chances of being approved.

First and foremost, make sure that you meet the eligibility criteria. You must be sponsored by a Singapore Citizen or Permanent Resident and must have a valid reason for wanting to stay in Singapore for an extended period of time.

Also, put together all the required documents. These include your passport, sponsor’s passport, sponsor’s proof of residence in Singapore, your birth certificate, and your marriage certificate (if applicable). Finally, submit your application online at the Immigration & Checkpoints Authority website.

The application process for a Long-Term Visit Pass is not difficult, but it is important to make sure that you have all of the required documents. If you have any questions, it is always best to ask the Singapore Immigration and Checkpoints Authority for clarification.

So, the Long-Term Visit Pass is a great opportunity for foreign partners of Singapore citizens and Permanent Residents to stay in Singapore for an extended period of time. It is important to note that the LTVP is not a work pass, and holders are not allowed to work without a valid work permit. The LTVP also does not guarantee automatic renewal, and holders must reapply for the pass before it expires.

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August 26, 2022